Category: Grad Student Loan
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For many graduate and professional students, borrowing is part of the equation when financing tuition and living costs. One common question is: do graduate student loans require a cosigner? The answer depends on the type of loan, your credit profile, and the lender. Federal Direct Unsubsidized Loans never require a cosigner, but many private student loans may—especially…
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Graduate and professional students face a new financial reality with the elimination of the Federal Grad PLUS Loan. Without it, the path to paying for graduate school requires more planning and a careful balance of attainable, sustainable, and adaptable funding strategies. Before signing any loan agreement, take time to walk through this checklist so your graduate funding…
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Graduate and professional students face big decisions—not only about programs and career paths, but also about how to finance them. Choosing the best loan for grad school is not one-size-fits-all. The way you fund your education—whether through scholarships, fellowships, federal aid, or loans—can profoundly shape your future. Done right, your plan can be manageable, sustainable, and adaptable as…
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The elimination of Federal Grad PLUS loans marks one of the most significant shifts in graduate and professional student financing in decades. Beginning July 1, 2026, students pursuing advanced degrees—from law and medicine to business and dentistry—will face new federal borrowing limits that could leave funding gaps of tens of thousands of dollars each year.…
